Personal Checking

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Personal Checking

We offer a deposit product to meet your needs.

Security State Bank has a selection of checking accounts and services that offer you convenience and ease of use, along with the great customer service you deserve.  If you would like to open an account, please stop by any of our branch locations and we’ll be happy to help you.  For more information, stop by any of our branches or telephone us at 360-736-0763 or 800-242-2036.

If you are switching your account to Security State Bank from another bank, please see our Switch Kit for helpful tools.

You can also reorder checks anytime using our secure Check Reorder Form.


E-Checking

An entirely paperless checking account for those who prefer to do their banking electronically.

Benefits:

  • E-Statement – Required on this account*
  • Paperless Account – No Checks!
  • Free Online & Mobile Banking
  • Free Bill Pay Service
  • Visa Debit Card or ATM Card (on approval of credit)
  • No minimum balance requirement (after account opening)

Minimum Balance to Open This Account – $100.00

Service Charge – There is no monthly service charge when you enroll in E-Statements*.

*Must enroll in E-Statements within first 30 calendar days of account opening or account converts to Security Basic Checking with applicable fees and service charges.


Security Basic Checking

A great checking account for your basic everyday needs.

Benefits:

  • Free Online & Mobile Banking
  • Free Bill Pay Service
  • Visa Debit Card or ATM Card (on approval of credit)
  • E-Statement Option
  • Unlimited Check Writing
  • No Per-Check Charge

Minimum Balance to Open This Account – $100.00

Service Charge – A service charge of $5.00 will be imposed each monthly statement cycle.  The service charge will not be imposed if either of the following criteria is met:

  • Confirmed E-Statement and an average daily balance of $1,000.00 during the monthly statement cycle
  • Confirmed E-Statement and a direct deposit and at least 5 debit card transactions (posted and settled) during the monthly statement cycle

Security Prime Checking

An interest bearing account for our customers age 50 & over!

Benefits:

  • Interest Bearing
  • Free Personalized Special Member Checks
  • Free Online & Mobile Banking
  • Free Bill Pay Service
  • Visa Debit Card or ATM Card (on approval of credit)
  • E-Statement Option

Minimum Balance to Open This Account – $100.00

Service Charge – A service charge of $4.00 will be imposed each monthly statement cycle if the average daily balance in the account falls below $1,500.00 any day of the monthly statement cycle.  


Security Advantage Checking

A checking account package that rewards your relationship with Security State Bank.  Security Advantage is designed for our customers who have combined deposit/loan balances¹ of $20,000 or more.

Benefits:

  • Competitive Interest Rate
  • Free “Security Advantage” Checks
  • Free Online Banking, Mobile Banking & Bill Pay
  • Receive Security State Bank’s Visa Platinum Card with no annual fee (on approval of credit)
  • No fee Money Orders and Cashier’s Checks
  • Rate specials on Certificate of Deposit
  • And more benefits

Minimum Balance to Open This Account – $1,000.00

Service Charge – A service charge of $15.00 will be imposed every monthly statement cycle if your combined deposit/loan balance¹ falls below $20,000.00 any day of the monthly statement cycle.

¹ Customer needs to have personal balances of $20,000.00 prior to opening this checking account.  May use combined balances in checking, savings, CDs, retirement accounts, and outstanding consumer loan balances.  Excludes credit card balances and business balances.  Account not available to business customers.